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If you're going to use a small-cap index like the Russell 2000, you could wish to stop and consider why an excellent index fund company, like Lead, does not have any funds that follow it. The reason is since it's a poor index. As well as that changing your entire policy from one index to another is rarely what I would certainly call "rebalancing - universal life insurance for business owners." Cash value life insurance coverage isn't an eye-catching property class.
I haven't also resolved the straw male below yet, and that is the reality that it is reasonably uncommon that you actually have to pay either tax obligations or substantial payments to rebalance anyway. Most intelligent capitalists rebalance as much as feasible in their tax-protected accounts.
And of course, no one must be getting packed shared funds, ever. It's really as well bad that IULs do not work.
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