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If you're going to use a small-cap index like the Russell 2000, you may wish to stop and think about why a great index fund firm, like Lead, doesn't have any funds that follow it. The factor is because it's a poor index.
I have not also addressed the straw male right here yet, which is the reality that it is relatively uncommon that you really need to pay either tax obligations or considerable payments to rebalance anyway. I never have. Many intelligent investors rebalance as long as feasible in their tax-protected accounts. If that isn't fairly sufficient, early collectors can rebalance totally using brand-new payments.
And of course, no one should be buying crammed mutual funds, ever before. It's truly too poor that IULs do not function.
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